Antigua and Barbuda · Citizenship · Citizenship by Investment

Antigua and Barbuda Citizenship by Investment: contribution from US$230,000, a passport for the whole family

Citizenship and a passport of Antigua and Barbuda for you and your family in exchange for a non-refundable contribution from US$230,000 or approved real estate from US$300,000. No tests and no residence before applying; after the passport, 5 days in the country within the first 5 years.

Facts verified October 12, 2026 against official sources · Sources

Conditions in brief

Facts verified October 12, 2026 against official sources · Sources

Legal basis
Act of 2013Citizenship by Investment Act 2013 and Regulations; administered by the Citizenship by Investment Unit (CIU)
Investment routes
4 optionsNDF contribution US$230,000, real estate US$300,000 (held 5 years), business from US$1,500,000, University of the West Indies Fund US$260,000 for families of 6 or more
Fees on top
from USD 18,800single applicant: processing US$10,000, due diligence US$8,500, passport US$300; family of up to 4 pays US$20,000 processing
Obligations
5 days in 5 yearsunder current law, 5 days in the first 5 years. A move to 30 days is under way: the regional ECCIRA agreement sets 30 days in the first 5 years for the family combined (each person at least 5 days in the first year), and a 2026 bill also proposes 30 days (its text has not been published); as of 16.10.2026 neither is in force. Failure is a ground for deprivation of citizenship with no refund; oath on first visit or at a consulate
  • Antigua and Barbuda citizenship by investment operates under the Citizenship by Investment Act 2013. Applications are accepted by the Citizenship by Investment Unit (CIU) only through licensed agents and authorised representatives.
  • Four investment routes: a non-refundable contribution to the National Development Fund of US$230,000 (family of up to 4; the same amount for larger families), approved real estate from US$300,000 held for 5 years, a business investment from US$1,500,000 (or from US$400,000 per investor in a joint project of US$5,000,000 or more), or the University of the West Indies Fund at US$260,000 for a family of 6 or more.
  • On top of the investment: processing fee US$10,000 for a single applicant or US$20,000 for a family of up to 4, due diligence US$8,500 for the main applicant and US$5,000 for a spouse, passport US$300 per person. Due diligence and 10 % of the processing fee are paid on submission; the balance is due within 30 days of approval.
  • The application may include a spouse, dependent children up to 30, parents and grandparents from 55 and unmarried siblings. The CIU publishes no statutory processing term; by open data the full road to the passport can take more than a year.
  • After citizenship is granted you must spend at least 5 days in the country within the first 5 years: without it the passport is not renewed and citizenship can be revoked with no refund. Visa-free travel to the EU is a separate question that the European Union is reviewing for all Caribbean programmes. For Indian nationals this is a citizenship, so it replaces the Indian passport.

What the programme provides

A passport for the whole family on one application

Spouse, children up to 30, parents and grandparents from 55 and unmarried siblings receive citizenship together with you. The fund contribution for a family of up to 4 does not increase.

A clear entry price

A non-refundable US$230,000 contribution plus fees and checks is the final figure, with no obligation to manage, maintain or resell an asset.

An asset instead of a donation

If preserving capital matters more, there is approved real estate from US$300,000 with the right to sell after 5 years, and a business investment from US$1,500,000.

No tests and no residence

The programme requires no language test, no interview by default and no residence before applying. The CIU reserves the right to call an interview or request documents.

Minimal presence after the passport

Under current law, the only presence requirement is 5 days in the country within the first 5 years. The oath can be taken on your first visit or at an Embassy, High Commission or Consular Office of Antigua and Barbuda.

A route for large families

For a family of 6 or more, the US$260,000 University of the West Indies Fund contribution already includes processing fees and gives one family member a one-year tuition scholarship.

Official requirements

Facts verified October 12, 2026

The applicant
An adult aged 18 or over of good character: no conviction with a sentence over 6 months, not under criminal investigation, no security risk. A visa refusal from a country with which Antigua and Barbuda has visa-free travel, without a visa obtained afterwards, is a ground for denial.
The investment
One of four options: a contribution to the National Development Fund of US$230,000; purchase of approved real estate from US$300,000 that cannot be resold for 5 years (unless replaced with another approved property); a business investment of US$1,500,000 alone or from US$400,000 per investor in a joint project of at least US$5,000,000; or a contribution to the University of the West Indies Fund of US$260,000 for a family of 6 or more.
Due diligence
Every applicant is checked: main applicant US$8,500, spouse US$5,000, dependant aged 18 and over US$4,000, aged 12–17 US$2,000, children up to 11 free. Paid on submission and non-refundable.
Processing fee
US$10,000 for a single applicant, US$20,000 for a family of up to 4, then US$10,000 for each additional dependant. 10 % of the fee is paid on submission, the balance after the approval letter.
Country of birth and nationality
The CIU does not accept applications from nationals of Afghanistan, Iran, North Korea, Somalia, Yemen and Sudan, except those who migrated before the age of majority or have held permanent residence elsewhere for at least 10 years with no economic ties to a restricted country.
Documents
Forms AB1–AB5 and passport application forms, police certificates from countries of residence, medical reports, proof of source of funds, legalised and translated marriage and birth certificates. Anyone who lived in Canada for 6 months or more needs a fingerprint-based RCMP check only.
After citizenship
Spend at least 5 days in Antigua and Barbuda within the first 5 years and take the oath. The passport is issued for 5 years; renewal is considered once the 5-day condition is met. Failure is a ground for deprivation of citizenship with no refund of the investment.

Government fees and timelines

National Development Fund (NDF) contributionUSD 230,000
non-refundable; same amount for a family of up to 4 and for larger families, fees differ
Approved real estatefrom USD 300,000
held for at least 5 years; same fees and checks apply
Business investmentfrom USD 1,500,000
sole investor; joint project from US$5,000,000 with at least US$400,000 per investor
University of the West Indies FundUSD 260,000
family of 6 or more, processing fees included; from the 7th member US$10,000 each
Processing feeUS$10,000 / US$20,000
single applicant / family of up to 4; then US$10,000 for each additional dependant
Due diligenceUSD 8,500
main applicant; spouse US$5,000, dependant 18+ US$4,000, aged 12–17 US$2,000, up to 11 free
PassportUSD 300
per family member
Adding a dependant after approvalUS$10,000–50,000
child up to 5 US$10,000, aged 6–17 US$25,000, 18 and over US$50,000; future spouse US$50,000
Payment of the investment30 days
after the approval letter: balance of the processing fee and the investment itself

How the process works

  1. Assessment and choice of route1–2 days

    Assessment of family composition, source of funds, visa history and country of birth. Choice of route: NDF, real estate, business or the UWI Fund.

  2. File preparation3–6 weeks

    Police certificates, medical reports, proof of funds, legalisation and translations, forms AB1–AB5 for each family member. For real estate, a contract with an approved project.

  3. Submission through a licensed agentwhen ready

    The application is filed by a licensed agent in Antigua and Barbuda. Due diligence fees and 10 % of the processing fee are paid on submission.

  4. CIU vetting and decisionno statutory term

    The CIU runs its checks and may request documents or call an interview. By open data the wait for approval can exceed a year: this is not a statutory term but the unit's workload.

  5. Payment and oath30 days

    After the approval letter you pay the balance of the processing fee and the investment within 30 days. The oath is taken on your first visit or at an Embassy, High Commission or Consular Office.

  6. Passport and obligations5 years

    The passport is issued for 5 years. During that time you spend at least 5 days in the country: this is the condition for renewal and for keeping citizenship.

How people actually use it

The official conditions are above. Below is how the programme works in practice, from open sources and industry practice.

Count the full road to the passport, not just to approval

In one publicly described case, approval took 15 months and the document itself arrived about nine weeks later. That is one family's experience, not the rule, but it shows how far the real timeline drifts from the advertised six months. Transactions and relocation should be planned on a realistic schedule.

5 days in 5 years is not a formality

The condition is checked at passport renewal. Leaving the visit to the last year is risky: failure is a ground for deprivation of citizenship with no refund. The trip should be scheduled straight after citizenship is granted.

A contribution is easier to evaluate than real estate

A non-refundable contribution is a final figure. With real estate the price, upkeep, commissions, the 5-year hold and a realistic future buyer all count. A promised buy-back is not a refund: the developer's financial standing and the contract terms matter. For a family remitting from India, the transfer must also fit the Liberalised Remittance Scheme limit per person per financial year, so the funding structure across family members is part of the plan.

EU visa-free travel is not a permanent condition

European institutions explicitly link Caribbean programmes to security risks, and travel conditions can change regardless of when the family received its passport. If the passport is wanted only for Europe, that should be weighed before payment. And for an Indian family that will have given up its Indian passport, that understanding is not optional.

Andrey Boyko

With Antigua and Barbuda, count the full path to the passport. In one documented case, approval took 15 months, and the document itself arrived about nine weeks later. That is one family's experience, not the rule, but it shows how far the real timeline can drift from the advertised six months.

There is also an obligation after citizenship is granted: spend at least five days in the country within the first five calendar years. Leaving that question until passport renewal is risky.

The programme's value depends on the family's goals and its ability to meet the conditions. Another applicant's successful US visa does not guarantee yours, and European visa-free access remains subject to EU decisions. And the threshold question for Indian applicants stands: this is a citizenship, so it replaces the Indian passport. Families who mainly want mobility and a base often do better with a residence permit instead.

Andrey Boyko, Founder & Managing Partner · September 11, 2026

NDF contribution, real estate or the UWI Fund: which to choose

NDF contributionReal estateUWI Fund
Minimum amountUS$230,000from US$300,000US$260,000
Money backNo, non-refundableSale after 5 years, price not guaranteedNo, non-refundable
Processing feeUS$10,000 single / US$20,000 family of up to 4US$10,000 single / US$20,000 family of up to 4Included; from the 7th member US$10,000
Who it suitsA single applicant or a family of any sizeThose who want an asset and are ready to maintain itFamilies of 6 or more only
Extras—Upkeep, commissions, finding a buyerOne-year tuition scholarship for one family member

Due diligence and passport fees are the same for every option. Amounts per the CIU Schedule of Fees on the verification date.

Who the programme is for

Who the programme may suit, based on its terms.

Business owners

A second passport for travel, negotiations and banking without visa queues. The fund contribution is the simplest route: the money buys the status, with no asset to manage.

Families building a plan B

One application covers a spouse, children up to 30 and parents from 55. The NDF contribution does not increase for a family of up to 4; only fees and checks grow.

Real estate investors

If you want an asset rather than a donation: an approved property from US$300,000 with a mandatory 5-year hold. The property should be assessed as a standalone investment, not as an entry ticket.

Large families

For families of 6 or more there is the University of the West Indies Fund: US$260,000 already includes processing fees, plus a one-year tuition scholarship for one family member.

Citizenship for the whole family: who can be included

Antigua and Barbuda citizenship is arranged for close relatives in the same application as the main applicant or later. Below are the 2026 conditions from CIU documents, with no generic phrases.

  • Spouse

    The main applicant's lawful spouse is included. A future spouse may also be included for a separate fee of US$50,000 payable on application. Unregistered partners are not listed by the CIU. The spouse pays US$5,000 due diligence; no separate fund contribution is needed.

  • Children

    Biological and legally adopted children of the applicant or spouse aged 0 to 30 who are financially dependent on the applicant. Children aged 18 and over with a disability have no age limit if they live with the applicant and are fully supported. Due diligence: aged 12–17 US$2,000, 18 and over US$4,000, up to 11 free. Children born after approval are added for US$10,000 (up to 5) or US$25,000 (aged 6–17).

  • Parents, grandparents and siblings

    Parents and grandparents of the applicant or spouse aged 55 or over who are financially dependent on the applicant. Unmarried siblings of the applicant or spouse, with no age threshold in the CIU list. Each pays US$4,000 due diligence and US$300 for the passport; no additional fund contribution is required.

  • Family calculation

    The NDF contribution of US$230,000 is the same for a single applicant and for a family of up to 4; from the 5th member the contribution stays the same and the processing fee rises: US$20,000 plus US$10,000 for each additional dependant. Example for a couple with two children aged 12–17: US$230,000 contribution + US$20,000 processing + US$8,500 and US$5,000 due diligence for the parents + US$2,000 for each child + US$300 for each of 4 passports = US$268,700. A single applicant: US$248,800. A family of 6 or more should compare the UWI Fund: US$260,000 with the processing fee included.

The whole family can apply at once, or relatives can be added later for separate fees. Documents and proof of dependency of each family member are checked against the CIU's 2026 criteria before filing: proof of dependency for children aged 18–30 and parents, legalised certificates, medical reports; a refusal for one applicant delays the whole application. Data verified on 2 October 2026 against the CIU pages Dependants and Schedule of Fees.

What this programme is and who it suits

Antigua and Barbuda is one of five Caribbean states with an official citizenship by investment programme. The legal basis is the Citizenship by Investment Act 2013; the programme is administered by the Citizenship by Investment Unit (CIU). Applications are accepted only through licensed agents and authorised representatives; you cannot file directly.

The programme suits those who need a second passport for the family without relocating: a fund contribution from US$230,000 covers the applicant and up to three family members, and children up to 30 and parents from 55 are included with no extra contribution. For those who want an asset there is real estate from US$300,000; for large families, the University of the West Indies Fund.

It does not suit those counting on a passport in six months or on EU visa-free travel lasting forever: the CIU has no statutory term, and travel conditions to the EU are under review for all Caribbean programmes. Nor does it suit an Indian family that is not ready to surrender the Indian passport. These questions should be settled before payment, not after.

What comes next

Oath and first visit

The oath can be taken on your first visit or at an Embassy, High Commission or Consular Office of Antigua and Barbuda. The first visit is best combined with meeting the 5-day condition.

Passport renewal after 5 years

The passport is valid for 5 years. Renewal is considered once you prove a total of at least 5 days spent in the country since citizenship was granted. Citizenship and passport validity are different things: the certificate of citizenship, the family's documents and proof of compliance should be assembled in advance.

Adding family members

A future spouse, newborns and children born later are added by a separate application with set fees: a child up to 5 US$10,000, aged 6–17 US$25,000, 18 and over and a spouse US$50,000.

Real estate after 5 years

The property can be sold 5 years after purchase, or swapped earlier for another approved property. The buyer and the price are planned in advance, not in year five.

Video about the programme

Andrey Boyko on this programme and similar options. The videos are in Russian.

In Russian Citizenship by investment 2026: every programme in the world, from $90,000 to $1M · October 6, 2026 · 14 min · Open on YouTube → · Subscribe to the channel →

Second citizenship and residence in short

Short videos by Andrey Boyko: the latest from the Garant IN channel. The videos are in Russian.

  • PinnedIn Russian A second citizenship is a plan B for your family. How to get a second passport

  • In Russian Caribbean passports under EU pressure: what happens to visa-free travel in 2026

All shorts on YouTube →

4 offices

Moscow, Dubai, New Delhi and Mumbai: Garant IN office addresses and phone numbers.

Membership

  • Garant IN is a member of the Investment Migration Council (IMC), the Geneva-based international association of the investment migration industry. investmentmigration.org →

  • Garant IN is a member of CCI France Russie, the French Chamber of Commerce and Industry in Russia. ccifr.ru →

  • International migration consultancy since 2015.

Who files your application

Applications for citizenship of Antigua and Barbuda are accepted only from licensed agents and authorised representatives listed in the official register of the CIU Antigua and Barbuda. Applications are prepared and filed together with agents authorised by the government of the country and licensed local lawyers. GARANT IN provides the preliminary case audit (pre-due diligence), document collection and preparation of the international application package. This page is based on official sources and is provided for information only.

Frequently asked questions

What is the minimum contribution in 2026 and what does it include?

The lowest option is a non-refundable contribution to the National Development Fund of US$230,000 for a single applicant or a family of up to 4. On top: processing fee US$10,000 (single) or US$20,000 (family of up to 4), due diligence US$8,500 for the main applicant and US$2,000–5,000 per family member, passport US$300 each. A single applicant pays about US$248,800 in total, a couple with two children aged 12–17 about US$268,700.

How long does processing take?

The CIU publishes no statutory processing term. The advertised six months are a promise, not a rule. By open data the road to the passport can take more than a year: in one publicly described case, approval took 15 months and the document took about nine more weeks. Planning should be on a realistic schedule, with answers to typical CIU queries prepared in advance.

Do I need to live in or visit Antigua and Barbuda?

Not before applying. After citizenship is granted, current law requires you to spend at least 5 days in the country within the first 5 years. Antigua has already passed the law on the regional regulator ECCIRA (Act No. 18 of 2025): once the agreement enters into force, for new applications this becomes 30 days in the first 5 years for the family combined, with each family member present for at least 5 days in the first year; the country may also apply it to pending applications at its discretion. A bill that also proposes 30 days was introduced in Parliament in July 2026; its text has not been published. As of 16.10.2026 neither the agreement nor the bill is in force, but according to press reports the Prime Minister told Parliament that 30 days are already applied in practice, so we plan trips on the basis of 30 days. Without meeting the condition the passport is not renewed and citizenship can be revoked with no refund of the investment. The oath can be taken on your first visit or at an Embassy, High Commission or Consular Office of Antigua and Barbuda.

How long is the passport valid and how is it renewed?

The first passport is issued for 5 years. Renewal is considered provided you have spent a total of at least 5 days in the country since citizenship was granted. Passport validity and citizenship are different things: replacing the document means going through the procedure and proving the obligations were met. For an Indian-origin family that has surrendered its Indian passport, this is now the only passport, so renewal is never left to the last months.

Can an Indian citizen hold this passport alongside the Indian one?

No. India does not permit dual citizenship, so taking Antigua and Barbuda citizenship means surrendering the Indian passport. Families who mainly want mobility and a base abroad are often better served by a residence programme; both options should be compared before any payment is made.

Fund contribution or real estate: which is better value?

The contribution is easier to evaluate: US$230,000 is spent on the status and does not come back. Real estate from US$300,000 is an asset that cannot be sold for 5 years and must be maintained; a promised buy-back is not a guaranteed refund, the developer's financial standing and the contract terms matter. Sometimes a higher non-refundable cost is clearer than a formally refundable investment with an uncertain exit. Every property should be assessed as a standalone asset.

Who cannot apply?

Anyone with a conviction carrying a sentence over 6 months, under criminal investigation, posing a security risk, or refused a visa by a country with which Antigua and Barbuda has visa-free travel without obtaining one later. The CIU does not accept nationals of Afghanistan, Iran, North Korea, Somalia, Yemen and Sudan, except those who left before the age of majority or have lived at least 10 years in another country with no economic ties to a restricted one.

What about visa-free travel to the European Union?

Antigua and Barbuda citizenship and visa-free entry to the EU are separate legal questions. The revised visa suspension mechanism, in force since 31 December 2025, explicitly names investor citizenship schemes as a ground for suspension. By a letter of 25 June 2026 the European Commission asked Antigua and Barbuda to phase out its programme by 1 June 2028 (a 24-month transition period, interim measures by September 2026). The government has said the programme will continue; talks are under way. A possible change to visa-free access should be priced into the decision today.

Can I get a US visa with an Antigua and Barbuda passport?

Since 1 January 2026 the United States has suspended the entry of Antigua and Barbuda nationals on immigrant visas and on B-1/B-2, F, M and J visas, and consulates reduce the validity of other nonimmigrant visas (Proclamation of 16.12.2025). Visas issued before that date are not revoked. The restriction does not apply to dual nationals travelling on a passport of a country not subject to restrictions. This should be taken into account when choosing a programme.

Will there be an interview?

Not by default, but the CIU reserves the right to request additional information or call an interview. The applicant should be prepared in advance: source of funds, biography, purpose of citizenship.

How do I prove the source of funds and remit the money from India?

Bank statements, sale agreements, dividends, inheritance: any lawful source with a paper trail. The CIU runs the check with external agencies and due diligence fees are not refunded, so the funds history should be assembled before filing. For resident Indians the remittance goes through the Liberalised Remittance Scheme, which has a per-person annual cap, so the funding structure across family members is planned in advance.

Can family be added after citizenship is granted?

Yes, by a separate application with set fees: a child up to 5 US$10,000, aged 6–17 US$25,000, 18 and over US$50,000, a future spouse US$50,000. Every added family member passes due diligence.

How long does the whole process take?

File preparation takes 3–6 weeks; after that the timing depends on the CIU: there is no statutory term, and by open data approval can take a year or longer, followed by 30 days for payment and passport issuance. Three months end to end should not be counted on.

Can I include parents or adult children in an Antigua and Barbuda citizenship application?

Yes. Children of the applicant or spouse are included up to age 30 if financially dependent on the applicant; children with a disability have no age limit if fully supported. Parents and grandparents of the applicant or spouse from age 55 who are dependent on you. Unmarried siblings of the applicant or spouse are also allowed. No extra fund contribution is needed for them, only due diligence and passport fees.

How does the amount change when applying with a family in Antigua and Barbuda?

The NDF contribution of US$230,000 does not change for a family of up to 4 and stays the same for larger families. What grows is the processing fee (US$10,000 single, US$20,000 family of up to 4, then US$10,000 per person), due diligence (spouse US$5,000, dependant 18 and over US$4,000, aged 12–17 US$2,000) and the US$300 passport per person. A couple with two teenage children: about US$268,700 in total. For a family of 6 or more there is the UWI Fund at US$260,000 with the processing fee included.

Sources

Figures and conditions on this page are checked against legislation and official pages. Last verified: .

  1. CIU Antigua and Barbuda — Citizenship: investment options, applicant requirements, 5 days in 5 years condition · October 2, 2026
  2. CIU — Schedule of Fees: processing, due diligence, passport, adding dependants · October 2, 2026
  3. CIU — National Development Fund (NDF): US$230,000 contribution, fees by family size · October 2, 2026
  4. CIU — Real Estate: minimum US$300,000, 5-year hold, payment schedule · October 2, 2026
  5. CIU — Business Investment: US$1,500,000 / US$5,000,000, payment within 30 days · October 2, 2026
  6. CIU — University of the West Indies Fund: US$260,000 for a family of 6 or more · October 2, 2026
  7. CIU — Dependants: spouse, children to 30, parents and grandparents 55+, siblings · October 2, 2026
  8. CIU — Antigua and Barbuda Passport: 5-year validity, renewal subject to 5 days in the country · October 2, 2026
  9. CIU — How to Apply: authorised representatives and licensed agents, forms AB1–AB5, possible interview · October 2, 2026
  10. CIU — FAQ: restricted countries and exceptions, RCMP checks for former Canadian residents · October 2, 2026
  11. Antigua and Barbuda Citizenship by Investment Act 2013 (text on the CIU site) · October 2, 2026
  12. Council of the EU, WK 1095/2026 — 8th Commission Report under the Visa Suspension Mechanism: Eastern Caribbean, restricted nationality lists · October 2, 2026
  13. Government of Antigua and Barbuda — statement of 07.07.2026: European Commission letter of 25.06.2026 (phase out by 01.06.2028, 24-month transition, interim measures by September 2026; the programme will continue) · October 12, 2026
  14. The White House — Proclamation of 16.12.2025 restricting entry (Antigua and Barbuda: immigrant and B-1/B-2, F, M, J visas; effective 01.01.2026) · October 12, 2026

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