France · Residence permit · Visiteur

France residence permit for financially independent people (the 'visiteur' card)

A French residence permit for people who live on their own means and do not work in the country: proven income or savings from EUR 17,735.19 a year per applicant, health insurance and an undertaking not to work. A one-year card renewed annually; after 5 years, the 10-year resident card. No investment, no property purchase, no business.

Facts verified October 8, 2026 against official sources · Sources

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Source of income
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Who is applying

A preliminary check against formal criteria, not a visa decision. The document review is free.

Conditions in brief

Facts verified October 8, 2026 against official sources · Sources

Permit term
1 yeara long-stay 'visiteur' visa, then a one-year 'visiteur' card; renewal every year, filed 4 to 2 months before expiry
Right to work
NoArticle L426-20 CESEDA: the applicant undertakes in writing not to carry out any professional activity in France. Remote work performed from France is also activity on French territory, so this status is not suited to it
Means requirement
from EUR 1,477.93 a monththe annual net SMIC, EUR 17,735.19 per applicant; passive income, pension, rent, savings and guarantees from solvent persons are accepted
Processing
no statutory termthe visa has no regulated term; for the card in France, silence from the prefecture for 4 months means refusal. Real timings depend on the consulate and the prefecture, and we do not promise them
  • The 'visiteur' permit is a temporary residence card under Article L426-20 CESEDA for people who can live in France on their own means and undertake not to work. The card is issued for 1 year and renewed while the conditions hold.
  • The means threshold is the annual net SMIC: EUR 17,735.19 a year, or EUR 1,477.93 a month per applicant (rate from 1 June 2026). Pension, rent, dividends, rental income, savings, bank confirmations and guarantees from solvent persons count. Disability allowance and social top-ups do not.
  • You need health insurance for the whole stay and a handwritten undertaking not to carry out any professional activity in France. The status requires no investment, no property purchase and no business.
  • The first card costs EUR 350 (EUR 300 tax + EUR 50 stamp duty); renewal is EUR 250. There is no statutory decision term: silence from the prefecture for 4 months on a card application counts as refusal.
  • After 5 years of continuous legal residence, including on the 'visiteur' card, you can apply for the 10-year resident card (French at B1, a civic exam, stable means) and then for citizenship.

What you get

No investment and no business

No property to buy, no contribution to a fund, no company to set up. One requirement: proven means of living and insurance.

The country invites you to live and spend

The logic of the status is simple: you live in France on income earned outside it. Tax residency is determined by Article 4 B of the Tax Code, not by the card's name; we calculate it separately.

Family and school

The spouse files their own 'visiteur' application; children under 18 need only a visa and a travel document. After a few years in a French school the children speak the language fluently.

Free movement in Schengen

With a French residence card you enter other Schengen countries without a visa and spend up to 90 days there in any 180 days.

Time counts towards the resident card

Years on the 'visiteur' card count towards the 5 years of residence for the 10-year resident card. Service-public expressly names the 'visiteur' card among those that count.

Change of basis without losing time

If you later open a business or take a job, you move to a 'talent' or 'salarié' card, and the residence period you have built up is kept.

Official requirements

Facts verified October 8, 2026

Means: the annual net SMIC
Article L426-20 CESEDA requires proof that you can live on your own means of at least the annual net SMIC. At the rate from 1 June 2026 that is EUR 17,735.19 a year, or EUR 1,477.93 a month. Disability allowance and the social top-up are not counted.
What counts as means
Bank confirmations, statements of rental income, dividends and securities, pension documents, guarantees from solvent persons. Stability matters more than a one-off sum: the consulate looks at the regularity of inflows. Statements from Indian or UAE accounts are accepted with translation.
Undertaking not to work
A handwritten statement that you will not carry out professional activity in France, whether as an employee, trader, craftsman or self-employed. The 'visiteur' card does not give the right to work (Article L426-20, by derogation from L414-10).
Health insurance
A policy covering the whole period of stay in France. Travel insurance for a few weeks is not enough; we arrange a policy that meets the consulate's and the prefecture's requirements.
Accommodation in France
Proof of residence less than 6 months old: a lease, title deed or a letter from a host. For the visa, a housing plan; for the card, the actual address.
The long-stay 'visiteur' visa
Applied for at the French consulate in your country of lawful residence via France-Visas; from India and the UAE through the visa application centres. After arrival the visa is validated online; 4 to 2 months before it expires the 'visiteur' card is requested via ANEF.
Police clearance
A criminal record extract is attached to the first card application; consulates also ask for clearances from the countries of residence with an apostille or legalisation and a sworn translation.

Government fees and timelines

Means of livingfrom EUR 17,735.19 a year
EUR 1,477.93 a month net per applicant; SMIC rate from 1 June 2026 (order of 22 May 2026)
'Visiteur' card, first issueEUR 350
EUR 300 tax + EUR 50 stamp duty (Articles L436-1 and L436-7 CESEDA, rates from 1 May 2026)
Card renewalEUR 250
EUR 200 tax + EUR 50 stamp duty, every year
Consular visa feeper France-Visas tariff
depends on the country of application; confirmed on the appointment date
Card application4 to 2 months before the visa expires
online via ANEF, with a digital receipt
Decision on the cardno statutory term
silence from the prefecture for 4 months means refusal; real timings depend on the prefecture

How the process works

  1. Diagnostics and means calculation1–2 days

    We check the source and stability of income, savings, family composition and the country of application. We decide: 'visiteur' or another basis, for example 'talent' if someone in the family plans a business in France.

  2. Document preparation2–5 weeks

    Statements and proof of income, insurance for the whole stay, proof of accommodation, the handwritten undertaking not to work, police clearances with apostille or legalisation, sworn translations.

  3. Visa application via France-Visasby appointment

    At the French consulate in your country of lawful residence: India, the UAE or elsewhere. The spouse and parents file their own dossiers; children apply for a minor's visa.

  4. Visa processingno statutory term

    The visa has no regulated term; in practice it depends on the workload of the specific consulate and requests for extra documents. We answer requests at once so the term does not stretch.

  5. Arrival and visa validationafter arrival

    We validate the long-stay visa online, register the address, arrange the DCEM for the children and enrol them in school.

  6. 'Visiteur' card via ANEF4 to 2 months before the visa expires

    We file the application online with current proof of means, insurance and accommodation. The digital receipt keeps your stay lawful until the decision; silence for 4 months means refusal, so we file a complete dossier.

  7. Renewal and the path to the resident cardyearly → 5 years

    The card is renewed for a year while the conditions hold. After 5 years: the 10-year resident card with French at B1, a civic exam and stable means not below the SMIC.

How people actually use it

The official conditions are above. Below is how the programme works in real life, from our cases.

The country invites you to live and spend

The 'visiteur' permit is built on a simple logic: France admits people who live on income from outside, does not require them to work and does not make them tax residents automatically. In our practice it is one of the most underrated European routes for a family with stable income outside France.

A typical scenario by year

The first three years or so: almost nil tax returns; from the fourth or fifth year: tax on worldwide income; then the ten-year card, for which a French language exam is needed. Permanent residence is discussed after five years, citizenship one or two years later. These are guidelines from practice, not statutory terms: the specific conditions of a case are checked on the filing date.

Often easier to arrange from the UAE

In our practice, from the Emirates it is enough to prove income for the last three months. For clients in India the application goes through the visa application centre, with an apostille on documents and sworn translations.

A route for real life in France

A separate argument is the children: after a French school they speak the language fluently, and that is a strong result for comparatively little money. But without actually living in France neither the tax plan nor the immigration plan will work; 'visiteur' is not for someone who wants to hold a card 'just in case'.

Andrey Boyko

The French visitor permit (the 'visiteur' residence card) is built on a simple logic: the country invites you to live and spend, does not require you to work in France, and does not make you a tax resident automatically. In our practice it is one of the most underrated European routes for a family with stable income outside France.

The typical scenario we see: the first three years or so, almost nil tax returns; from the fourth or fifth year, tax on worldwide income; then a ten-year card becomes possible, for which you will need a French language exam. Permanent residence is discussed after five years, citizenship one or two years later. A practical nuance: it is often easier to arrange from the UAE; in our practice it is enough to prove three months of income from the Emirates.

A separate argument is the children: after a French school they speak the language fluently, and that is a strong result for comparatively little money. We see the visitor permit as a route for real life in France: without actually living there, neither the tax plan nor the immigration plan will work.

Andrey Boyko, Founder & Managing Partner · September 11, 2026

'Visiteur' or the 'talent' card for entrepreneurs: which to choose

Visiteur — financially independentTalent – porteur de projet — business
WorkAny activity in France is prohibited, including remote workCommercial activity under the project; the spouse works without restriction
Thresholdfrom EUR 17,735.19 a year net per applicantproject funding from EUR 30,000 + means from EUR 22,404.20 a year
Qualificationnot requiredmaster's degree or 5 years' experience, opinion of the Ministry of the Economy
First card term1 yearup to 4 years
Familyseparate 'visiteur' applications for adults; children under 18: visa and DCEM'talent (famille)' card at once, with the right to work
Card costEUR 350; renewal EUR 250EUR 350
10-year resident cardafter 5 yearsafter 5 years

Figures as of 2 October 2026 under CESEDA and service-public.gouv.fr; checked on the filing date.

Who the programme is for

Who this programme suits in our practice.

Owners of a business outside France

Your company operates in India, the UAE or elsewhere and pays dividends, and you do not intend to manage it from France. You show stable income and undertake not to carry out any activity in France.

Rentiers and investors

Income from rent, securities, deposits or the sale of a business. You prove the inflows with statements and contracts; savings also count if they cover a year of living.

Families moving for the children and the school

One or both spouses do not work, the children go to a French school. Each adult files their own application; children under 18 do not need a residence permit.

Retirees and people taking a break

A pension, rent or savings cover the threshold of EUR 1,477.93 a month. A year in France with no obligation to work, with the right to renew the status and build up residence time.

Service packages

Our fee depends on the family composition and the country of application. We send the quote in reply to your message.

Turnkey filing

Main applicant

  • Free preliminary audit: source and stability of income, refusal risks
  • Threshold calculation on the filing date and packaging of income: statements, contracts, guarantees
  • Dossier: insurance, accommodation, undertaking not to work, apostille or legalisation and sworn translations
  • Visa via France-Visas, validation after arrival, 'visiteur' card via ANEF
  • Tax plan: Article 4 B of the Tax Code and the double-taxation agreements with India and the UAE

Fees of licensed local lawyers and authorised agents are charged separately at their rates

Request a quote

Turnkey filing + family

Applicant with spouse, children or parents

  • Everything in the Turnkey filing package
  • Separate 'visiteur' files for the spouse and parents, one calculation of the family budget
  • Visas and DCEM documents for children under 18, school enrolment
  • Marriage and birth certificates: apostille or legalisation, translations
  • Renewal of the whole family's cards in step and a plan towards the resident card

Fees of licensed local lawyers and authorised agents are charged separately at their rates

Request a quote

Residence for the whole family: who can be included

For Garant IN the family is a core value: the 'visiteur' permit is arranged for your loved ones under the same rules of Article L426-20 CESEDA, in separate files and one plan. Below are the 2026 rules from the law and service-public documents, without generic phrases.

  • Spouse

    The 'visiteur' status has no separate 'family' card: the spouse files their own visa and card application on the same conditions, with means not below EUR 17,735.19 a year, insurance and an undertaking not to work. The family budget is shown in both files. If the spouse plans to work in France, they need another basis: 'talent', 'salarié' or their own business.

  • Children

    Children under 18 do not need a residence permit in France (Article L411-1 CESEDA): a long-stay visa for a minor is needed for entry, and a DCEM document (Article L414-4) for travel. School enrolment follows the address of residence. At 18 the child obtains their own basis: student or 'visiteur' with proven means.

  • Parents

    Parents file separate 'visiteur' applications on the same conditions: means not below EUR 17,735.19 a year per person (pension, rent, a guarantee from their children), insurance, an undertaking not to work. There is no minimum age. Parents are not covered by family reunification, which is for the spouse and minor children only.

  • Family calculation

    The law sets the threshold per applicant: EUR 1,477.93 a month net. There is no fixed supplement for children; the consulate assesses whether the means are sufficient for everyone living with you. A couple: two files at EUR 17,735.19 a year each; a couple with two children: the same two files plus proof of the children's expenses. Cards: EUR 350 for the first issue and EUR 250 for renewal per adult. An alternative after 18 months of residence is family reunification: means from EUR 1,867.02 a month for a family of 2 or 3, EUR 2,053.72 for 4 or 5, EUR 2,240.42 for 6 or more, plus housing-size rules.

The family files together with you or joins later; each adult has their own file, children get a visa and a DCEM. Garant IN's migration programme experts check every family member's documents in advance against 2026 requirements to rule out a refusal for an individual applicant. Verified on 2 October 2026 against CESEDA (Articles L426-20, L411-1, L414-4, L434-1 et seq.) and service-public.gouv.fr.

Garant IN

What we do that others will not

The conditions of Article L426-20 are the same for everyone. The difference is how a particular family's income is packaged so that the consulate sees stability, and the tax plan does not become a surprise in year three.

  1. Income packaged for the consulate

    Dividends, rent, a pension and savings are proven differently. We build the evidence so that both the source and the regularity are visible: statements for the right period, contracts, tax returns, guarantees.

  2. Filing where it is easier

    If you live in the UAE, India or another country, we file in your country of lawful residence. In our practice, from the UAE it is enough to prove income for the last three months. We know the requirements of specific consulates: freshness of certificates, apostille and legalisation, sworn translations.

  3. A tax plan before the move

    The 'visiteur' status does not make you a tax resident automatically; residency follows the criteria of Article 4 B of the Tax Code. We work out when and under which criteria it arises, what happens to worldwide income and how the double-taxation agreements with India or the UAE apply.

  4. A strategy towards the 10-year card

    We show how the 5 years of residence add up, which renewals are needed, when to start French towards B1 and what the civic exam requires. We plan the route from the first renewal, not six months before the application.

  5. Family in separate files, one plan

    The spouse and parents file their own 'visiteur' applications, the children get visas and a DCEM. We prepare all files at once so the family obtains status in one go and renews it in step.

Wording pending approval.

What this permit is and who it suits

‘Visiteur’ is the everyday name; in the law it is the temporary residence card marked ‘visiteur’ under Article L426-20 CESEDA. It is issued to people who prove they can live in France on their own means, hold health insurance and undertake not to carry out any professional activity in the country. The logic is simple: France invites you to live and spend without requiring you to work.

The programme suits three types of applicant. The first is a business owner or investor whose income arises outside France: dividends, rent, securities, including income from a company in India or the UAE. The second is a family moving for the school and the language for the children, where the adults do not plan to work in France. The third is a retiree or someone taking a break who lives on savings or rent.

It does not suit anyone who intends to work, whether employed, self-employed or remotely for a foreign company: Article L426-20 expressly prohibits any professional activity in France. For a business there is the ‘talent – porteur de projet’ card, which we compare below. Nor does it suit anyone who wants to hold a card ‘just in case’ without living in France: without actual residence neither the renewal nor the path to the resident card will work.

What comes next

Annual renewal

Filed 4 to 2 months before the card expires via ANEF. The conditions must hold: means not below the threshold on the renewal date, insurance, accommodation, no work in France. Renewal costs EUR 250.

10-year resident card after 5 years

After 5 years of continuous legal residence: the EU long-term resident card, with stable and regular means not below the SMIC (EUR 1,867.02 gross a month), French at B1 and a civic exam. A 10-year card, renewable.

Citizenship

Naturalisation by decree after 5 years of residence in France, with proof of French, a civic exam, stable income and an interview at the prefecture. France does not require renunciation of a previous citizenship; Indian law does not allow dual citizenship, so an Indian citizen would move to OCI status, and we discuss this openly.

Change of basis

If you decide to open a business or take a job, you move to a 'talent' or 'salarié' card before the current card expires. The residence period is not lost.

Second citizenship and residence in short

Short videos by Andrey Boyko: the latest from the Garant IN channel. The videos are in Russian.

  • In Russian Covering Europe with a second passport: residence in Spain and France, Greece's golden visa

All shorts on YouTube →

4 offices

Moscow, Dubai, New Delhi and Mumbai. Visit an office and see who is working with you.

Membership

  • Garant IN is a member of the Investment Migration Council (IMC), the Geneva-based international association of the investment migration industry. investmentmigration.org →

  • Garant IN is a member of CCI France Russie, the French Chamber of Commerce and Industry in Russia. ccifr.ru →

  • International migration consultancy since 2015.

Who files your application

Two levels of quality control: Garant IN's migration consulting and case management department runs a rigorous pre-application compliance screening (Pre-Due Diligence) and prepares the document package to 2026 requirements, while the application in France is prepared and filed together with licensed local lawyers and authorised agents. This is how we minimise the risk of refusal at the preparation stage, before the documents reach the government authority.

Frequently asked questions

How does 'visiteur' differ from other French residence permits?

It is the only status that requires neither work, nor a business, nor investment: only means, insurance and an undertaking not to work. The flip side: the card is issued for 1 year and renewed annually, there is no right to work and no family card. For a business there is the 'talent' card, for employment the 'salarié' card.

What is the minimum income in 2026 and what counts?

The annual net SMIC: EUR 17,735.19 a year, or EUR 1,477.93 a month per applicant at the rate from 1 June 2026. Pension, dividends, rent, rental income, savings in an account and guarantees from solvent persons count. Disability allowance and the social top-up do not. The threshold is tied to the SMIC and changes when it is revised, so we calculate it on the filing date.

Can I work remotely for a foreign company?

No. Article L426-20 CESEDA requires an undertaking not to carry out any professional activity in France, and remote work performed from French territory is activity in France. If you plan to keep working, we check other bases; 'working quietly' on a 'visiteur' card is a bad idea that puts the renewal and the future resident card at risk.

Does 'visiteur' make me a tax resident of France?

The status itself does not. Tax domicile is determined by Article 4 B of the Tax Code: a household or main place of stay in France, main professional activity or centre of economic interests, subject to double-taxation agreements, including those with India and the UAE. If the family really lives in France, the criteria apply over time; in our practice the first years' returns are almost nil, and from the fourth or fifth year worldwide income is taxed. That is a guideline from practice, not a rule: we build the plan for your case before the move.

Do I need to buy or rent a home before applying?

Buying is not required. For the visa it is enough to show where you will live: a lease, a property or a letter from a host. For the card at the prefecture you need proof of residence less than 6 months old.

Which insurance is acceptable?

A policy covering the whole period of stay in France; this is an express condition of Article L426-20. Short travel insurance is not enough. We arrange a policy to the requirements of the consulate and the prefecture; the question of joining the public system after the move is handled separately for each case.

How long do the visa and the card take?

The visa has no statutory term: it depends on the workload of the specific consulate and document requests. For the card in France the rule is: no answer from the prefecture within 4 months means refusal, which can be appealed within 2 months. The digital receipt keeps your stay lawful while the application is processed. We do not promise 'two weeks'.

How do I renew the status, and what if my income has fallen?

We file 4 to 2 months before the card expires via ANEF with current proof of means, insurance and accommodation; renewal costs EUR 250. If income has dropped below the threshold, before filing you must either restore it (savings also count) or switch to another basis.

Does 'visiteur' count towards the resident card and citizenship?

Yes. Service-public expressly names the 'visiteur' card among the statuses that count towards the 5 years of residence for the EU long-term resident card for 10 years: stable means not below the SMIC, French at B1, a civic exam. Naturalisation by decree is possible after 5 years of residence, with proof of language, a civic exam and stable income. France does not require renunciation of a previous citizenship; India does not allow dual citizenship.

I live in the UAE. Where do I apply and which documents do I need from where?

You apply at the French consulate in your country of lawful residence. In our practice, from the UAE it is enough to prove income for the last three months. UAE documents are legalised through the UAE Ministry of Foreign Affairs, Indian documents with an apostille; everything is translated by a sworn translator.

I live in India. How does the money side work?

Means are assessed in euros: statements from your Indian accounts for the relevant period are enough, with a translation where needed. A French bank account is not required for the visa. Transfers for living in France are planned under the Liberalised Remittance Scheme, and the double-taxation agreement between India and France is part of the tax plan.

How long does the whole process take?

With document preparation, the consulate appointment, the visa and arrival, a realistic path from the first meeting to the move takes several months and depends on the workload of the specific consulate. The 'visiteur' card is issued in France, before the visa expires. We do not promise 'within a month'.

Can I include parents or adult children in a French 'visiteur' application?

There is no single 'family' application for 'visiteur', but parents and adult children can obtain the same status in separate files: each proves means of at least EUR 17,735.19 a year, insurance and an undertaking not to work. For parents a pension, rent and a guarantee from their children are suitable. Children under 18 do not need a residence permit, only a visa and a DCEM.

How does the threshold change when applying with a family in France?

The threshold is set per applicant, EUR 1,477.93 a month net (EUR 17,735.19 a year), and each adult shows it in their own file. The law sets no fixed supplement for children: the consulate assesses whether the means are sufficient for the whole family. If the spouse comes later through family reunification (after 18 months of your residence), the threshold is calculated differently: from EUR 1,867.02 a month for a family of 2 or 3.

Do you offer a refund if the application is refused?

Yes. If the application is refused through the fault of our team or an error in building the case, we refund the company's service fee less a minimal retention for costs actually incurred. Refund terms, the payment schedule and the rules on retaining service costs are fixed in the contract before work begins. Before we start, we check your documents and risk history free of charge and tell you about any risks in advance.

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Our fee depends on the family composition and the country of application. We send the quote in reply to your message.

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Sources

Figures and conditions on this page are checked against legislation and official pages. Last verified: .

  1. CESEDA, Article L426-20 — the 'visiteur' card: means not below the annual net SMIC, insurance, undertaking not to work, Légifrance · October 2, 2026
  2. Service-public.gouv.fr — Carte de séjour temporaire « visiteur » (EUR 1,477.93 net a month, EUR 17,735.19 a year, EUR 350 / EUR 250, 4 months of silence = refusal), verified 01.06.2026 · October 2, 2026
  3. Service-public.gouv.fr — SMIC: EUR 12.31 an hour, EUR 1,867.02 gross a month, EUR 1,477.93 net, EUR 22,404.20 a year (verified 01.06.2026) · October 2, 2026
  4. Arrêté du 22 mai 2026 relatif au relèvement du salaire minimum de croissance (SMIC from 1 June 2026), Légifrance · October 2, 2026
  5. CESEDA, Articles L436-1 to L436-13 (EUR 300 tax on first issue, EUR 200 on renewal, EUR 50 stamp duty; version under Law 2026-103 from 1 May 2026), Légifrance · October 2, 2026
  6. CESEDA, Book IV: Articles L411-1 (residence permit only from age 18), L414-4 (DCEM), L414-10 and L414-11 (right to work under residence cards), Légifrance · October 2, 2026
  7. Service-public.gouv.fr — Visa de long séjour ('visiteur' category, validation of the visa after arrival) · October 2, 2026
  8. Service-public.gouv.fr — Carte de résident de longue durée-UE (5 years, the 'visiteur' card counts, means not below the SMIC, French B1, civic exam) · October 2, 2026
  9. Service-public.gouv.fr — Naturalisation par décret (5 years of residence, language, civic exam, income) · October 2, 2026
  10. Service-public.gouv.fr — Regroupement familial (18 months of residence, means of EUR 1,867.02 / 2,053.72 / 2,240.42 a month, housing rules, spouse and minor children) · October 2, 2026
  11. Code général des impôts, Article 4 B — criteria of tax domicile in France · October 2, 2026
  12. Regulation (EU) 2016/399 — Schengen Borders Code, Article 21 (stays of up to 90 days in 180 with a member state residence permit) · October 2, 2026
  13. France-Visas — official French visa portal (application, fees by country) · October 2, 2026

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