An asset, not a contribution
The money goes into a flat, a house or several properties that can be let and resold. A loan is allowed for the part above BRL 1,000,000.
A Brazilian residence permit for the buyer of urban real estate worth BRL 1,000,000 or more, built or under construction, paid from your own funds transferred from abroad. The first permit runs for 4 years and then becomes indefinite if you keep the property; the minimum presence is 14 days in every 2-year period. Your spouse, children and parents receive status with you. Your Indian passport stays.
Facts verified October 8, 2026 against official sources · Sources
Facts verified October 8, 2026 against official sources · Sources
Owner, regional partners, the migration consulting and case management department and senior experts. These are the people you will speak to on the phone and meet in the office.
Founder & Managing Partner
Partner, Middle East & MENA Region
Managing Director, India & South Asia
Partner, Russia & CIS Region
Head of Migration Consulting & Case Management
Immigration & Compliance Specialist
The money goes into a flat, a house or several properties that can be let and resold. A loan is allowed for the part above BRL 1,000,000.
The resolution requires only 14 days in every two years. The status suits those who are not ready to relocate now but want residence in a country of 200 million people.
The Migration Law includes in family reunion not only the spouse and children but also parents, grandchildren, brothers and sisters where dependent. Family members receive status for the same term and may work.
After the first term the permit becomes indefinite if the property is kept. The resolution provides for no annual status fees.
The Migration Law sets a minimum of 4 years of residence for ordinary naturalisation, 1 year with a Brazilian spouse or child. The law does not require giving up your previous passport.
No exams, degrees or proof of income are needed for the permit: the basis is the investment. Portuguese is needed later, at naturalisation.
Facts verified October 8, 2026
| Investment threshold | from BRL 1,000,000 North and Northeast: from BRL 700,000; one or several properties |
|---|---|
| CRNM resident card | BRL 204.77 issue fee, code 140120; per family member (gov.br portal, 01.09.2026) |
| Application processing fee (GRU) | per GRU the fee is generated in the GRU system on the filing date; confirmed during preparation |
| Consular visa fee | per consulate table if filing through the consulate rather than in-country; depends on nationality |
| Taxes and registration of the deal | per municipality property transfer tax (ITBI), notary and registry are set by the city; calculated for the specific property |
| Status term | 4 years → indefinite first permit for 4 years; then indefinite if the property is kept |
| Registration with the Federal Police | 90 days after entry; card issue time per the gov.br portal: up to 180 calendar days |
Goals, budget, region, family, source of funds. We decide: real estate, investment in a company or another basis.
Built or off-plan, one or several properties. Registry, encumbrances, developer checks. Preliminary contract.
Transfer from abroad through a bank licensed by the Central Bank, the bank’s declaration, notarial deed, registration of title or a registered contract for an off-plan property, ITBI tax.
With the Ministry of Justice via MigranteWeb (while in Brazil) or at the consulate in your country of residence. Family documents at the same time.
The resolution sets no processing deadline; we give an estimate based on the authority’s current practice on the filing date. After approval: entry and registration.
Registration with the Federal Police and CRNM within 90 days. Then 14 days in two years, keeping the property, and after 4 years conversion to indefinite status.
The official conditions are above. Below is what we look at when accompanying the purchase and the filing, based on the text of the CNIg resolutions.
The BRL 700,000 threshold applies in Manaus, Fortaleza, Recife, Salvador and the whole region. Liquidity and rental demand differ from São Paulo: a saving on entry should not cost you a loss on resale.
The resolution allows co-ownership only if each co-owner has invested the full amount. For spouses it is better to register the property to one and bring the family through family reunion.
Minimal presence keeps the permit, but naturalisation requires 4 years of residence and Portuguese. If the goal is a passport, we plan real life in the country, not formal visits.
Since 2024 the proof of transfer is a declaration from an institution licensed by the Central Bank. Transfers through third parties or cash do not work for the permit; from India the transfer is planned within the LRS.
A non-refundable contribution is easier to evaluate: the money is spent on obtaining the status and does not come back as an investment. Real estate is a harder calculation — purchase price, upkeep, commissions, the mandatory holding period and, above all, a realistic future buyer.
The choice, then, is not just the difference in the entry amount. Sometimes a higher non-refundable cost is clearer and safer than a formally refundable investment with an uncertain exit. Every property must be assessed as a standalone asset.
| Real estate (RN 36/2018) | Investment in a company (RN 13/2017) | |
|---|---|---|
| Threshold | From BRL 1,000,000; North and Northeast from BRL 700,000 | From BRL 500,000 in a Brazilian company; from BRL 150,000 for innovation projects |
| What must be shown | The purchase and the transfer of funds through a licensed bank | The capital transfer and the company’s investment plan |
| Status term | 4 years, then indefinite | Indefinite, subject to the economic context |
| Presence | 14 days in 2 years | Per the resolution’s conditions |
| What to keep | The property in your ownership | An operating company and the investment |
| Family | Spouse, children, parents through family reunion | The same |
| Main risk | Liquidity of the property on resale | A business that did not take off |
RN 13/2017 figures as amended by CNIg Resolution 49/2024; checked on the filing date. The company route is calculated separately in detail.
Coverage and expert commentary by Garant IN in business media.
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Global Lens I U.S. President Donald Trump's Golden Card Visa: How Can Indians Tap This Programme?Watch on CNBC-TV18 →
Golden visa schemes are response to conflicts, Trump’s decisions on U.S. citizenship: Dubai-based immigration expertRead on The Hindu →
Is Dubai still a safe haven for investors, HNIs despite US-Iran conflict?Read on Business Standard →
Coverage in Moneycontrol: Amid US uncertainty, HNIs choose Caribbean, Gulf, EU residency programmesRead on Moneycontrol →
France, Italy or Grenada? Financial independence can get you settled there with freedom to roam world!Read on PTI →
Why India's wealthy are quietly buying second residencies abroadRead on India Today →
Who this programme suits in our practice.
You buy a flat, a house or several properties in São Paulo, Rio de Janeiro, Florianópolis or on the Northeast coast and receive resident status together with an asset you can let and resell.
The status does not require relocation: 14 days in two years. Spouse, children and parents are included in the application, and after 4 years the permit becomes indefinite.
A Brazilian resident lives, does business and opens accounts in the country; the status is not tied to employment. Tax residency is planned separately for your situation, including Indian and UAE income.
There is a second route: residence for an investor in a Brazilian company (CNIg RN 13/2017). The threshold is lower, but an operating business and a plan are required. The comparison is below.
The service fee depends on the property, the filing route and family composition. We send the quote in reply to your message.
Main applicant
Fees of licensed local lawyers and authorised agents are charged separately at their rates
Request a quoteApplicant with spouse, children or parents
Fees of licensed local lawyers and authorised agents are charged separately at their rates
Request a quoteFor Garant IN, family is a core value: residence through family reunion is arranged for your close relatives with you or later under article 37 of Law 13,445/2017 and Interministerial Ordinance 12/2018. Below are the conditions from those documents, without generic phrases.
Spouse or partner in a stable union (união estável) without any discrimination, including same-sex couples. A marriage concluded by proxy is not accepted as a basis. The status runs for the same term as yours; the partner may work and do business on equal terms with citizens.
The applicant’s children are included on the birth certificate with no age limit in the text of the ordinance; for adult children, proof of dependency is requested in practice. Stepchildren: under 18, up to 24 if in full-time education, or at any age if economically dependent. Grandchildren qualify as descendants up to the second degree.
The applicant’s parents and grandparents (ascendants up to the second degree) are included with no minimum age; kinship, and dependency where applicable, must be proven. Brothers and sisters: under 18, up to 24 if studying, or where economically dependent.
The investment threshold does not grow with the family: one property from BRL 1,000,000 covers everyone. Do not split ownership: with co-ownership the threshold is required from each co-owner. Fees apply per family member: CRNM BRL 204.77 and the GRU processing fee; plus apostille and sworn translation of marriage and birth certificates. Remittances from India are planned within the LRS limit per person.
Filing together with the main applicant or later; the family’s permit term matches yours, and once your status becomes indefinite, theirs is converted too. Garant IN's migration programme experts check each family member’s documents before filing. Data verified on 2 October 2026 against Law 13,445/2017, Decree 9,199/2017 and Ordinance 12/2018.
The resolution’s conditions are the same for everyone. The difference is which property you buy, how the deal is structured and whether the money came by a route the Ministry of Justice will accept.
Registry extract (matrícula), encumbrances, tax and condominium debts, the building permit and the development record with the developer. We do not recommend a property ‘with documents in progress’ for the permit.
Co-ownership requires the threshold from each co-owner, so for the family’s status the property is usually registered to one applicant and the family comes through family reunion. We work through the options before the contract is signed.
The Ministry accepts the transfer only through an institution licensed by the Central Bank, with its declaration. We prepare the proof of source of funds and the transfer route, including LRS limits for Indian residents, so the money does not get stuck in bank compliance.
Two routes: the permit from the Ministry of Justice via MigranteWeb while in Brazil, or a visa through the Brazilian consulate in New Delhi, Mumbai or the UAE. We choose by travel plans, family composition and document readiness.
14 days in two years, Federal Police registration, conversion to indefinite status after 4 years, naturalisation: we keep the calendar for you so that no deadline is missed.
Wording pending approval.
Brazil’s residence permit through real estate is a residence authorisation (autorização de residência) under Migration Law 13,445/2017. The conditions were set by the National Immigration Council (CNIg) in Normative Resolution 36/2018: a foreigner buys real estate in an urban area for BRL 1,000,000 or more with their own funds of foreign origin and receives resident status. Resolution 46/2021 set the first term at 4 years and the minimum presence at 14 days in every two years; Resolution 49/2024 added the requirement to prove the transfer of money with a declaration from an institution licensed by the Central Bank.
The route suits investors who want to hold an asset in Latin America’s largest economy and have residence without relocating; families from India or the UAE who want a second base with the option of including parents; and entrepreneurs who want to decide for themselves when and how long to live in the country. After four years the permit becomes indefinite, and naturalisation is possible after four years of real residence.
It does not suit those looking for ‘a passport for buying a flat’: residence and citizenship are different stages, and the second needs years of life in the country and Portuguese. Nor does it suit those planning to pay for the property in cash or through third parties: the Ministry of Justice accepts only a transfer through a licensed bank, and from India the transfer is planned within the LRS.
We file for conversion of the permit to indefinite with proof that the property remains in your ownership. If the first permit was issued for a shorter term, it can be renewed until conversion.
Resolution 46/2021 allows a new 4-year permit to be requested if the investment is kept. We keep a travel calendar so it does not come to that.
Ordinary naturalisation: 4 years of residence, Portuguese, no criminal conviction; 1 year with a Brazilian spouse, partner or child. The Migration Law does not require renouncing a previous citizenship; for Indian citizens, the OCI route after naturalisation is a separate conversation.
Before conversion to indefinite status, a sale removes the basis. If you plan to exit the asset earlier, we calculate a replacement property or another route in advance.
Moscow, Dubai, New Delhi and Mumbai. Visit an office and see who is working with you.
Garant IN is a member of the Investment Migration Council (IMC), the Geneva-based international association of the investment migration industry. investmentmigration.org →
Garant IN is a member of CCI France Russie, the French Chamber of Commerce and Industry in Russia. ccifr.ru →
International migration consultancy since 2015.
Two levels of quality control: Garant IN's migration consulting and case management department runs a rigorous pre-application compliance screening (Pre-Due Diligence) and prepares the document package to 2026 requirements, while the application in Brazil is prepared and filed together with licensed local lawyers and authorised agents. This is how we minimise the risk of refusal at the preparation stage, before the documents reach the government authority.
It is a residence authorisation under Migration Law 13,445/2017 and Decree 9,199/2017, with conditions set by the National Immigration Council in Normative Resolution 36/2018 as amended by Resolutions 46/2021 and 49/2024. The basis is the purchase of real estate in an urban area for BRL 1,000,000 or more with your own funds of foreign origin.
BRL 1,000,000 for one or several properties in an urban area. For the North and Northeast regions the threshold is 30 % lower, BRL 700,000. You may buy two properties at BRL 500,000 each: the total counts. A loan is allowed only for the part above the threshold.
Yes. You need a registered purchase agreement, proof of the transfer of funds, the building permit and the development record (memorial de incorporação). We check the developer and the permits before the contract is signed.
At least 14 days in every 2-year period, consecutive or not, counted from registration with the Federal Police. That is the condition for keeping the permit. Naturalisation requires real residence of 4 years and Portuguese.
The first permit is for 4 years. At its end, if the property is kept, the permit is converted to indefinite. If presence was not met but the property is kept, a new 4-year permit may be requested.
Yes. Ordinance 12/2018 states expressly that a person granted residence through family reunion may carry out any activity, including paid work, on equal terms with Brazilian nationals.
Both routes are lawful. While in Brazil, you may apply to the Ministry of Justice via the MigranteWeb system (article 4 of Resolution 36/2018). From abroad, through the Brazilian consulate in your country of residence, in New Delhi or Mumbai for Indian residents or in the UAE for UAE residents: first the visa, then registration in Brazil. We choose by timing and family composition.
Within 90 days of entry, register with the Federal Police and obtain the CRNM resident card (fee BRL 204.77 each). Presence and the permit term are counted from the registration date.
Owning property brings the local property tax (IPTU) and taxes on purchase and sale. Tax residency and declaring worldwide income depend on how long you live in the country and in what status; we work this out before the purchase, not after, together with your Indian or UAE tax position.
Ordinary naturalisation: 4 years of residence in Brazil, Portuguese, no criminal conviction. The term is reduced to 1 year with a Brazilian spouse, partner or child. The Migration Law does not require renouncing a previous citizenship; Indian law does not allow dual citizenship, so for Indian citizens naturalisation means moving to OCI status, which we discuss separately.
Before conversion to an indefinite permit the property is the basis of the status: selling it removes the basis. If you plan to exit the asset earlier than four years, we discuss a replacement property or another route before the deal.
The resolution sets no statutory deadline. We give an estimate based on the current practice of the Ministry of Justice and the consulates on the filing date rather than promising ‘a month’. The CRNM card issue time per the gov.br portal is up to 180 calendar days.
Yes. Article 37 of the Migration Law and Ordinance 12/2018 allow family reunion with ascendants up to the second degree, parents and grandparents, and with descendants up to the second degree. For adult children we prepare proof of dependency; stepchildren are included under 18, up to 24 if studying, or where economically dependent. Parents file with you or later.
It does not: the threshold of BRL 1,000,000 (or BRL 700,000 in the North and Northeast) is per applicant, and one property covers the whole family through family reunion. The only trap is co-ownership: then the resolution requires the threshold from each co-owner. Only the fees and document translations per person grow.
Yes. If the application is refused through the fault of our team or an error in building the case, we refund the company's service fee less a minimal retention for costs actually incurred. Refund terms, the payment schedule and the rules on retaining service costs are fixed in the contract before work begins. Before we start, we check your documents and risk history free of charge and tell you about any risks in advance.
Message us in the messenger you prefer and you will receive an estimate for your family and route. We never message first: you send the first message.
The service fee depends on the property, the filing route and family composition. We send the quote in reply to your message.
Programme updates and case breakdowns in our channels.
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