Non-Refundable Contribution
Reviewed by A non-returnable payment to a government fund that serves as one of the participation options in citizenship-by-investment programs.
A non-refundable contribution is a one-time payment to a government fund that an applicant makes under a citizenship-by-investment program and which, unlike investments in real estate or bonds, is not returned. It is usually directed to a national development fund and is treated as a contribution to the country's economy.
The size of the contribution depends on the program and typically on the number of family members included in the application, which is why a reference definition does not state figures — they should be checked on the program's official pages. This route is often considered the most straightforward, as it does not involve managing an asset and later selling it.
When choosing between a non-refundable contribution and recoverable investment options (real estate, investment funds, government bonds), an applicant usually weighs their goals, planning horizon, and willingness to manage an asset. The final choice is individual, and the current terms of each option are published in official sources.
FAQ
How does a non-refundable contribution differ from buying property or a fund stake?
A contribution is a one-way payment into a state fund: it creates no asset and offers no exit. Property or fund units remain assets that, subject to the programme's conditions, can later be sold.
Is the contribution returned if the application is refused?
Payment and refund rules differ by programme, and certain fees are normally retained whatever the outcome. These terms should be confirmed from official sources before filing.
At what point does the main payment fall due?
In many programmes the principal amount is paid after approval in principle, while vetting and processing fees are settled at the outset. The exact sequence is set by the rules of the specific country.
Does the contribution cover the full cost of the application?
No. Due-diligence fees, government charges, document preparation and legalisation, and professional representation are usually billed separately. It is worth requesting a full cost breakdown before starting.
Can the contribution be paid from a company account or by a third party?
Payment is normally expected from the applicant, and any involvement of a company or third party must be explained and evidenced as part of source-of-funds checks. Whether such arrangements are accepted depends on the programme and the receiving bank.